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h3{font-family:var(--font-display);letter-spacing:-.01em;margin-bottom:10px;font-size:18px;font-weight:700}.svc-desc{color:var(--muted);flex:1;margin-bottom:20px;font-size:14px;line-height:1.65}.svc-features{flex-direction:column;gap:8px;margin-bottom:24px;list-style:none;display:flex}.svc-features li{color:var(--text);align-items:flex-start;gap:9px;font-size:13.5px;line-height:1.45;display:flex}.svc-features li i{color:var(--emerald-deep);flex:none;margin-top:3px;font-size:13px}.svc-link{font-family:var(--font-display);color:var(--emerald-deep);cursor:pointer;text-align:left;background:0 0;border:none;align-items:center;gap:6px;padding:0;font-size:14px;font-weight:600;transition:gap .18s,color .18s;display:inline-flex}.svc-link:hover{gap:11px}.svc-link:focus-visible{outline:2px solid var(--emerald);outline-offset:3px}[data-theme=dark] .svc-card{background:var(--surface);border-color:#ffffff14}[data-theme=dark] 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.zen-img{transform:scale(1.04)}.parallax-mid-layer{z-index:5;will-change:transform}.frosted-marble-card{backdrop-filter:blur(28px);background:#121c16c7;border:1px solid #ffffff1a;border-radius:38px;flex-direction:column;gap:28px;padding:48px 44px;display:flex;box-shadow:0 28px 70px -12px #00000080,inset 0 1px #ffffff1f}.marble-card-header{flex-direction:column;gap:12px;display:flex}.travertine-parallax-sec .h2{color:#f4f1ea!important}.travertine-parallax-sec .lead{color:#f4f1ead1!important}.travertine-parallax-sec .gold-accent{font-weight:700;color:#d9a026!important}.travertine-addr-plate{background:#0a140f80;border:1px solid #ffffff14;border-radius:20px;flex-direction:column;gap:8px;padding:18px 24px;display:flex}.addr-meta-label{font-family:var(--font-mono);letter-spacing:.1em;text-transform:uppercase;color:#d9a026;font-size:11px}.addr-flex-row{justify-content:space-between;align-items:center;display:flex}.addr-code{font-family:var(--font-mono);color:#f4f1ea;letter-spacing:-.01em;font-size:17px;font-weight:700}.addr-copy-pill{color:#d9a026;font-family:var(--font-display);cursor:pointer;background:#d9a0261f;border:1px solid #d9a02659;border-radius:999px;padding:6px 16px;font-size:12px;font-weight:700;transition:all .2s}.addr-copy-pill:hover{color:#0e1a14;background:#d9a026}.marble-actions-row{flex-wrap:wrap;align-items:center;gap:14px;display:flex}[data-theme=light] .travertine-parallax-sec{background:linear-gradient(160deg,#f6f3ec,#efece4 50%,#e8e4da)}[data-theme=light] .travertine-texture-grid{background-image:linear-gradient(90deg,#0e1a140a 1px,#0000 0),linear-gradient(#0e1a140a 1px,#0000 0)}[data-theme=light] .travertine-ambient-glow{background:radial-gradient(circle,#c98b1b1f 0,#0b6b3d0f 45%,#0000 70%)}[data-theme=light] .travertine-parallax-sec .h2{color:#0e1a14!important}[data-theme=light] .travertine-parallax-sec .lead{color:#0e1a14cc!important}[data-theme=light] .travertine-parallax-sec .gold-accent{color:#c98b1b!important}[data-theme=light] .zen-botanical-card{background:#fff;border-color:#0e1a1414;box-shadow:0 24px 60px #0e1a141f}[data-theme=light] .frosted-marble-card{background:#ffffffe0;border-color:#0e1a1417;box-shadow:0 20px 60px #0e1a1414}[data-theme=light] .travertine-addr-plate{background:#f4f1ea;border-color:#0e1a1414}[data-theme=light] .addr-meta-label{color:#c98b1b}[data-theme=light] .addr-code{color:#0e1a14}[data-theme=light] .addr-copy-pill{color:#c98b1b;background:#c98b1b1a;border-color:#c98b1b4d}[data-theme=light] .addr-copy-pill:hover{color:#fff;background:#c98b1b}@media (max-width:1024px){.travertine-stage-grid{grid-template-columns:1fr;gap:40px}.travertine-fg-frame{max-width:320px;margin:0 auto}}#convert .ocard{transition:border-color .25s,background .25s,transform .25s}#convert .ocard:hover{background:#ffffff1a;border-color:#fff3;transform:translateY(-3px)}#convert .ocard.gold:hover{background:#e0a80014;border-color:#e0a80066}#convert .ocard.grn:hover{background:#7cc7f20f;border-color:#7cc7f266}#save .kicker{color:#c8d2ffcc}#mpesa .kicker{color:var(--lime)}#chama .kicker{color:var(--gold-soft)}#agents .kicker{color:var(--lime)}#lightning .kicker{color:var(--gold-soft)}.nav-link-btn,.nav-link-btn:hover,.nav-link-direct,.nav-link-direct:hover,.navlinks a,.navlinks a:hover{text-decoration:none!important}.mpesa-phone-3d{transform:perspective(1200px) rotateY(calc(var(--mx,0)*14deg)) rotateX(calc(var(--my,0)*-9deg));will-change:transform;transition:transform .12s}.ledger-block{opacity:0;transition:opacity .5s,transform .5s,background .25s,border-color .25s;transform:translate(-16px)}.ledger-block.in{opacity:1;transform:translate(0)}@media (max-width:1024px){.chama-layout{grid-template-columns:1fr;gap:48px}}[data-theme=light] .landing-above-fold{background-color:#0000;background-image:radial-gradient(#c692141f 1.2px,#0000 0),linear-gradient(#ffffffe0,#fafcfad1 40%,#f4f8f5f0 85%,#fff),url(/images/hero-story-bg.jpg);background-position:0 0,0 0,50%;background-repeat:repeat,repeat,no-repeat;background-size:32px 32px,auto,cover;background-attachment:scroll;background-origin:padding-box,padding-box,padding-box;background-clip:border-box,border-box,border-box;position:relative;overflow:hidden}[data-theme=light] .landing-above-fold:before{background:radial-gradient(circle,#d4a01824,#0000 66%);width:720px;height:720px;animation:sim-orb-drift 20s ease-in-out infinite alternate;top:-160px;right:-100px}[data-theme=light] .landing-above-fold:after,[data-theme=light] .landing-above-fold:before{content:"";z-index:0;will-change:transform;pointer-events:none;border-radius:50%;position:absolute}[data-theme=light] .landing-above-fold:after{background:radial-gradient(circle,#0b6b3d1f,#0000 66%);width:640px;height:640px;animation:sim-orb-drift-r 24s ease-in-out infinite alternate;bottom:-180px;left:-120px}@keyframes sim-orb-drift{0%{transform:translate(0)scale(1)}50%{transform:translate(-40px,30px)scale(1.08)}to{transform:translate(30px,-20px)scale(.95)}}@keyframes sim-orb-drift-r{0%{transform:translate(0)scale(1)}50%{transform:translate(35px,-25px)scale(1.06)}to{transform:translate(-25px,35px)scale(.96)}}[data-theme=light] .hero{color:#071911;background:0 0}[data-theme=light] h1.hero-h{color:#071911}[data-theme=light] h1.hero-h .gold{color:#8c6200;-webkit-text-fill-color:transparent;background:linear-gradient(125deg,#8c6200,#b38304 45%,#0b6b3d);-webkit-background-clip:text;background-clip:text}[data-theme=light] h1.hero-h .grn{color:#0b6b3d;-webkit-text-fill-color:transparent;background:linear-gradient(125deg,#0b6b3d,#16a34a 55%,#0284c7);-webkit-background-clip:text;background-clip:text}[data-theme=light] .hero-sub{color:#071911c7}[data-theme=light] .btn-ghost.on-dark{color:#071911;background:#0a28190a;border-color:#0a281938}[data-theme=light] .btn-ghost.on-dark:hover{color:#071911;background:#0a281914;border-color:#071911}[data-theme=light] .hp-pwr,[data-theme=light] .hp-vol{background:#d2dcd5;box-shadow:0 42px #d2dcd5}[data-theme=light] .hp-body{background:#e3ede6;box-shadow:0 40px 80px #0a1e1429,inset 0 0 0 1px #0a28191f,0 0 40px #0b6b3d14}[data-theme=light] .hp-screen{background:#f4f8f5;box-shadow:inset 0 0 0 1px #0a281914}[data-theme=light] .hp-glow{background:radial-gradient(circle,#d4a01826,#0000 70%)}[data-theme=light] .hp-island{background:#e3ede6}[data-theme=light] .hp-dots span{background:#0a28192e}[data-theme=light] .hp-dots span.on{background:#d4a018}[data-theme=light] .hp-dots span.done{background:#0b6b3d66}[data-theme=light] .hp-sim-logo{color:#071911}[data-theme=light] .hp-sim-back{color:#071911a6}[data-theme=light] .hp-sim-title{color:#071911}[data-theme=light] .hp-sim-field-label{color:#07191199}[data-theme=light] .hp-sim-field{color:#071911;background:#fff;border-color:#0a281926;box-shadow:0 2px 6px #0a1e140a}[data-theme=light] .hp-sim-rate{color:#8c6200}[data-theme=light] .hp-sim-card{background:#fff;border:1px solid #0a281914;box-shadow:0 4px 12px #0a1e140a}[data-theme=light] .hp-sim-row{border-bottom-color:#0a28190f}[data-theme=light] .hp-sim-row span{color:#07191199}[data-theme=light] .hp-sim-row b{color:#071911}[data-theme=light] .hp-sim-row b.grn{color:#0b6b3d}[data-theme=light] .hp-sim-big,[data-theme=light] .hp-sim-stk-hdr{color:#071911}[data-theme=light] .hp-sim-conv{color:#8c6200}[data-theme=light] .hp-sim-ok{color:#0b6b3d;background:#0b6b3d1f}[data-theme=light] .hp-sim-earn{color:#0b6b3d;background:#0b6b3d1a}[data-theme=light] .hp-sim-pin-dot{border-color:#0a28194d}[data-theme=light] .hp-sim-pin-dot.filled{background:#071911;border-color:#071911}[data-theme=light] .hp-cursor{background:#0b6b3de6;box-shadow:0 2px 14px #0a1e144d}[data-theme=light] .sec{color:var(--text);background:linear-gradient(150deg,#eef2f9,#e4eaf5 50%,#eaf0f8)}[data-theme=light] .sec:before{background:radial-gradient(circle,#0a302017,#0000 64%)}[data-theme=light] .sec:after{background:radial-gradient(circle,#7cc7f21a,#0000 66%)}[data-theme=light] #save{background:linear-gradient(150deg,#eef3fd,#e6eef9 50%,#ebf2fd)}[data-theme=light] #save:before{background:radial-gradient(circle,#0a30a012,#0000 64%)}[data-theme=light] #save:after{background:radial-gradient(circle,#7cc7f217,#0000 66%)}[data-theme=light] #mpesa{background:linear-gradient(150deg,#eaf6f2,#e0f2ea 50%,#e6f5ee)}[data-theme=light] #mpesa:before{background:radial-gradient(circle,#5ea9ff1f,#0000 64%);top:-140px;left:-80px}[data-theme=light] #mpesa:after{background:radial-gradient(circle,#a8740014,#0000 66%)}[data-theme=light] #chama{background:linear-gradient(150deg,#fbf7ee,#f6f1e4 50%,#f9f5ec)}[data-theme=light] #chama:before{background:radial-gradient(circle,#a874001f,#0000 64%)}[data-theme=light] #chama:after{background:radial-gradient(circle,#7cc7f21a,#0000 66%)}[data-theme=light] #agents{background:linear-gradient(150deg,#eff3fa,#e5ebf5 50%,#ebf0f8)}[data-theme=light] #agents:before{background:radial-gradient(circle,#5ea9ff1a,#0000 64%)}[data-theme=light] .section-pair-shell{color:var(--text)}[data-theme=light] .section-pair-shell--community{background:linear-gradient(150deg,#eff3fa,#e5ebf5 50%,#ebf0f8)}[data-theme=light] .section-pair-shell--community:before{background:radial-gradient(circle,#5ea9ff1a,#0000 64%)}[data-theme=light] .section-pair-shell--community:after{background:radial-gradient(circle,#968c1414,#0000 66%)}[data-theme=light] .section-pair-shell--deposit{background:#fff}[data-theme=light] .section-pair-shell--deposit:after,[data-theme=light] .section-pair-shell--deposit:before{display:none}[data-theme=light] .section-pair-panel+.section-pair-panel:before{background:#0000000f}[data-theme=light] .section-pair{--county-fill:#a8740012;--county-stroke:#a8740061;--county-hover:#a8740033;--ring-bg:#a8740085;--cap-ring-bg:#a87400b8}[data-theme=light] #lightning{background:linear-gradient(150deg,#eeeef8,#e8e8f4 50%,#ecebf6)}[data-theme=light] #lightning:before{background:radial-gradient(circle,#a874001f,#0000 64%)}[data-theme=light] #lightning:after{background:radial-gradient(circle,#503cc812,#0000 66%)}[data-theme=light] #convert{background:linear-gradient(150deg,#f3f6fb,#e8edf6 50%,#edf4ef)}[data-theme=light] .statement-sec{color:#071911;background:#fff}[data-theme=light] .statement-sec:after,[data-theme=light] .statement-sec:before{display:none}[data-theme=light] .lead{color:var(--muted)}[data-theme=light] .kicker{color:var(--forest-mid)}[data-theme=light] .h2{color:var(--text)}[data-theme=light] .h2 .accent{color:var(--gold-text)}[data-theme=light] .h2 .grow{color:var(--forest-mid)}[data-theme=light] .gold,[data-theme=light] .h2 .gold{color:var(--gold-text)}[data-theme=light] .split-li{border-color:var(--border)}[data-theme=light] .split-li .ti-tt{color:var(--text)}[data-theme=light] .split-li .ti-dd{color:var(--muted)}[data-theme=light] .split-li i{color:var(--forest-mid);background:#5ea9ff1f}[data-theme=light] .stat-row{background:var(--border-soft)}[data-theme=light] .stat-item{background:var(--surface)}[data-theme=light] .stat-item .s-num{color:var(--text)}[data-theme=light] .stat-item .s-lbl{color:var(--soft)}[data-theme=light] .stat-pull{color:var(--muted);border-left-color:var(--border)}[data-theme=light] .step{border-bottom-color:var(--border)}[data-theme=light] .step-n{color:var(--muted)}[data-theme=light] .step-title{color:var(--text)}[data-theme=light] .step-desc{color:var(--muted)}[data-theme=light] .feat-card{background:var(--surface);border-color:var(--border)}[data-theme=light] .feat-card i{color:var(--forest-mid)}[data-theme=light] .feat-card .fc-title{color:var(--text)}[data-theme=light] .feat-card .fc-desc{color:var(--muted)}[data-theme=light] .agent-stat{background:var(--surface);border-color:var(--border)}[data-theme=light] .agent-stat .as-big{color:var(--text)}[data-theme=light] .agent-stat .as-unit{color:var(--soft)}[data-theme=light] .agent-pill{background:var(--cream);color:var(--muted)}[data-theme=light] .metric-trio{background:var(--border)}[data-theme=light] .metric{background:var(--surface)}[data-theme=light] .metric .m-val{color:var(--text)}[data-theme=light] .metric .m-key{color:var(--soft)}[data-theme=light] .io-year-nav{border-color:var(--border)}[data-theme=light] .io-yr-tab{color:#06121040}[data-theme=light] #inflation{background:#f8faf8}[data-theme=light] .io-yr-tab{color:#3d5a4a;background:#fff;border:1px solid #0719111a;font-weight:700}[data-theme=light] .io-yr-tab.active{color:#f3d268;background:#071911;border-color:#071911}[data-theme=light] .io-yr-tab:hover:not(.active){color:#071911;background:#eff5f1}[data-theme=light] .infl-side .lead{color:#071911c7}[data-theme=light] .io-center-body{background:#fff;border:1.5px solid #0719111f;box-shadow:0 24px 64px -12px #07191124,0 0 0 1px #c692144d}[data-theme=light] .io-c-year{color:#071911;text-shadow:none;font-weight:800}[data-theme=light] .io-c-hr{background:#0719111a}[data-theme=light] .io-c-row{border-color:#07191114}[data-theme=light] .io-c-rate{color:#8c6200;font-weight:700}[data-theme=light] .io-c-kes{color:#8c4040;font-weight:700}[data-theme=light] .io-c-sat{color:#0b6b3d;font-weight:800}[data-theme=light] .save-card{background:linear-gradient(150deg,#fffdf8,#fdf6ea);box-shadow:0 10px 32px #0000001a,0 0 0 1px #a8740040}[data-theme=light] .save-card-head .l{color:var(--soft)}[data-theme=light] .save-card-head .l i{color:var(--gold-text)}[data-theme=light] .save-card-badge{color:var(--emerald-deep);background:#5ea9ff1a}[data-theme=light] .save-card-earn{border-color:#1a24191a}[data-theme=light] .save-card-num{color:var(--gold-text)}[data-theme=light] .save-card-unit{color:var(--muted)}[data-theme=light] .save-card-sub{color:var(--emerald-deep)}[data-theme=light] .save-card-foot div{color:var(--muted)}[data-theme=light] .save-card-foot i{color:var(--emerald-deep)}[data-theme=light] .vault-term{box-shadow:inset 0 0 0 1.5px var(--border);background:#ffffffe6}[data-theme=light] .vault-term:before{background:radial-gradient(circle at 50% 0,#a874001a,#0000 70%)}[data-theme=light] .vault-term:hover{box-shadow:inset 0 0 0 1.5px var(--gold)}[data-theme=light] .vault-term.active{box-shadow:inset 0 0 0 1.5px var(--gold),0 0 24px #a874001f;background:#fffffffa}[data-theme=light] .vault-term-yr{color:var(--gold-text)}[data-theme=light] .vault-term-apy{color:var(--forest-mid)}[data-theme=light] .mpesa-wallet-card{background:#5ea9ff0f;border-color:#5ea9ff40}[data-theme=light] .mpesa-wallet-card:hover{background:#5ea9ff1f;border-color:#5ea9ff80}[data-theme=light] .mpesa-wallet-icon{color:var(--emerald-deep);background:#5ea9ff24}[data-theme=light] .mpesa-wallet-text{color:var(--soft)}[data-theme=light] .mpesa-wallet-val{color:var(--emerald-deep)}[data-theme=light] #mpesa .split-li i{color:var(--emerald-deep);background:#5ea9ff1f}[data-theme=light] #mpesa .split-li:hover{background:#5ea9ff0d;border-color:#5ea9ff4d}[data-theme=light] .chama-ledger{background:linear-gradient(150deg,#fffdf8,#fdf6ea);box-shadow:0 10px 32px #0000001a,0 0 0 1px #a8740040}[data-theme=light] .chama-ledger-title{color:var(--text)}[data-theme=light] .chama-ledger-sub{color:var(--soft)}[data-theme=light] .chama-ledger-badge{color:var(--emerald-deep);background:#5ea9ff1a}[data-theme=light] .chama-ledger-pool{border-color:#1a24191a}[data-theme=light] .chama-ledger-pool .l{color:var(--soft)}[data-theme=light] 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